homeownersinsurancereform.org Citizens for Homeowners Insurance Reform

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Title: Citizens for Homeowners Insurance Reform
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Description: Citizens for Homeowners Insurance Reform Become a Friend What You Can Do About Us Consumer Tips Documents Links Contacts Hear Paula Aschettino question Democrat Candidate Warren Tolman for Attorney Ge
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Citizens for Homeowners Insurance Reform Become a Friend What You Can Do About Us Consumer Tips Documents Links Contacts Hear Paula Aschettino question Democrat Candidate Warren Tolman for Attorney General on his support for fighting the Homeowner Insurance Crisis. - September 8, 2014 Click here to listen to interview. Please talk to all candidates for Governor and Attorney General for the Nov. elections about our Homeowner Insurance Crisis. We have Excessive Premiums, Excessive Wind Deductibles triggered by any wind event, Excessive replacement values on our homes. We need a Commissioner of Insurance to mandate ALL Homeowner Insurers in MA must provide proof in rate filings as described in the recent Fair Plan Rate Hike Denial , R2013-01. Standards should all be the same. Fair Plan Rate Hike Denied by MA Commissioner of Insurance June 9, 2014 Read Reasons for the denial - Why are private insurers' rate hike requests not denied as well, they use same models and data sources? Take action: Call Glenn Kaplan of the Attorney General's Office 617-727-2200 AND write the Commissioner of Insurance, Joseph Murphy 1000 Washington St. Suite 810 Boston MA 02118-6200 617-521-7794 State: We want the Commissioner of Insurance to apply the same " Standards" of requiring proof in ALL homeowner insurance rate filings as written by the Commissioner in the R2013-01 Fair Plan Denial- June 9, 2014 . FAIR PLAN RATE HIKE DENIED BUT PRIVATE INSURERS RATE HIKES GO THRU Homeowner Insurance Bill Hearing on Sept. 17 The hearing date on Homeowner Insurance Bills at the State House in Boston. I urge consumers to look up these Bills and attend this hearing to testify on Bills . To get to the State House take the Plymouth Brockton Bus to South Station and red line to Park Street. Walk up the hill to the State House. Paula Aschettino Chair Citizens for Homeowenrs Insurance Reform www.homeownersinsurancereform.org/ 508-846-5250 cell Click here for Hearing List The Fair Plan has proposed a 9.9% Homeowner Insurance Rate Increase for the Cape and Islands. Click on the files below to read the transcripts of the hearings held on July 22, 2013. Fair Plan Hearings Vol. 4 Fair Plan Attorney Notes You can e-mail: Doidocket.Mailbox@state.ma.us with your comments. All submissions shall reference Docket No R2013-01. Please also state you want the rate increase to be denied. You can also mail your comments to: Docket Clerk Hearings and Appeals Division of Insurance Docket No R2013-01 1000 Washington Street, Suite 810 Boston MA 02118-6200 Voluntary Insurers raise Premiums 437% I urge all to write their insurance story: rate increases, deductibles, increased replacement values, any homeowner insurance information and mail this to the Financial Services Committee and to the new Rating Bureau Director at the DOI: your stories are powerful! Joint Committee on Financial Services Senate Rm 424 State House Boston, MA 02133 Joint Committee on Financial Services House Rm 254 State House Boston MA 02133 Matthew Mancini Rating Bureau Director MA Division of Insurance 1000 Washington St. Boston, MA 02110-2208 Letter to Attorney General Martha Coakley Many may be missing out on insurance savings - By Jay MacDonald, Bankrate.com Michael Barry, of the Insurance Information Institute, offers these tips to save on insurance without unduly sacrificing on coverage... Click here to read entire article Robert Hunter, Director of Insurance for the Consumer Federtion of America Organization has sent his recent data and opinions on needed changes in homeowners insurance. Click the following links to read them: New York Governor's Commission Insurance & Risk Management Reform Subcommittee NAIC Remarks at Hearing on Hurricaine Sandy Karen Clark & Co. Introduces RiskInsight?Platform for Cat Risk Managment Boston-based Karen Clark & Company (KCC), independent experts in catastrophe risk, catastrophe models and catastrophe risk management, announced the release of the RiskInsight?open, global platform for catastrophe risk management ...more Taking heat is part of the job for state insurance chief - Boston Globe, 7/29/12 Click here to read full article Please send your homeowner insurance story to twallack@globe.com so he will understand that the denial and minimizing of the excessive homeowner rates by the Commissioner of Insurance and Governor is unjust and a failure of the Patrick Administration. You may also send your story to the Governors Office: Governor Patrick State House Rm 280 Boston MA 02133 Help Fight Rate Hikes of the Voluntary Market Companies Sample letter to the Commissioner of Insurance Fair Plan Rate Hike Request Dismissed & Disapproved by MA Commissioner of Insurance. The Attorney General and State Rating Bureau challenged the adequacy of the evidence presented by the MPIUA( Fair Plan) to support it's proposed rates. The Commissioner agreed that the Fair Plan did not meet it's burden of proof on the accuracy of the Hurricane Models to MA and the reinsurance proposed. Click here for the full decision. MA Regulators should probe Liberty Mutual I am asking members to e-mail the Governor at: constituentservices@state.ma.us regarding the Liberty Mutual Tax Break and Commissioner of Insurance Murphy poor job to protect consumers. Also call your legislator and ask for their investigative help on this matter. Thanks, Paula Click here to read Paula's email to legislators. Ron Lasko, a consumer advocate who supports our efforts, responds to the Cape Cod Times series by Jack Golembeski, President of the Fair Plan which was in response to Paula's My View series. Click here to read Ron's response. Cape Cod Times three-part series examining homeowners insurance in Massachusetts written by Paula Aschettino, chairwoman of Citizens for Homeowners Insurance Reform, and members and consumer advocates Ron Lasko and Jane Logan. Click here to read the three-part series. Click here for the legislators testimony to the Docket Clerk on the Fair Plan Rate Hike Thank you, Paula Aschettino and The Committee "Citizens for Homeowners Insurance Reform" Top of Page Hurricane Season 2013: PCI Urges Property Owners, Renters To Review Their Insurance Policies Click here for more details... House Bill H00311 Bill H00311 was submitted to the State House January 19, 2011 It will be sponsored by Paula Aschettino, Sarah Peake our State Representative and other Representatives will be asked to sign on. Click here to see the language of our bill inserted into the existing statute. Testimony From the Hearing Part 1 Part 2 Part 3 2010 Data on Losses & Premiums 2006-2010 Loss Experience by Cause FairPlan 2010 Loss Experience Loss Ratios 2010 - Homeowers Only 2010 Private Insurers Loss Experience Fair Plan Indicated & Proposed Rate Change 2010 BECOME A FRIEND! I support this initiative for positive change to the present, unfair insurance practices. First Name * Last Name * Address * City * State * Massachusetts Alaska Alabama Arizona Arkansas California Colorado Connecticut DC Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska New Hampshire New Jersey New Mexico New York Nevada North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip * Phone Email * * Required Click here to print and fax this form. ACTION YOU CAN TAKE! Please click here for sample letters you can send to your legislator. The time has come to ask you to make a small donation to cover costs of this fight for "Insurance Reform". Please send a donation to the address below, we are now a Not for Profit Corporation. Please print and fill-out the Insurance Complaint Form if you feel that your homeowners insurance is too costly. (Please send a copy to both the Governor & the Division of Insurance) CITIZENS FOR HOMEOWNERS INSURANCE REFORM 21 Smith Street Eastham, MA 02642 Phone: 508-240-5231 Fax: 774-207-0114 Email: insreform@aol.com To reach Paula Aschettino e-mail her @ insreform@aol.com HOME | WHAT YOU CAN DO | ABOUT US | CONSUMER TIPS | DOCUMENTS | LINKS | CONTACTS ? 2013 Citizens for Homeowners Insurance Reform

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